Mobile Banking with Mobiliti
Mobiliti offers three ways to access your accounts. You can choose any or all of these options, depending on the capabilities of your mobile device. Your mobile phone provider may charge access fees or data usage fees to obtain web access or send and receive text messages. Check with your service carrier for more details on specific fees.
Can I use my iPhone or Android phone to access Mobiliti?
You sure can! The Mobiliti downloadable app is available in both the Google Play and Apple App Store. Text messaging and mobile browser can also be used. Message and data rates apply.
Can I use my regular flip phone or basic feature phone to access Mobiliti?
Absolutely! Most regular flip phones have the ability to text message and there are even a few with mobile browser capabilities. It all depends on the device. Message and data rates apply.
I use a Windows or Blackberry phone. Will that work with Mobiliti?
Most definitely! Both Windows and Blackberry devices can be used with Mobiliti. Message and data rates apply.
Before signing up for the service, take a moment and ask yourself, is my mobile device secure? Mobile device technology has come a long way in the last decade and it's important for you to know what you can do to protect yourself.
To use the downloadable App, your mobile device must have an operating system that supports applications downloads and may require a data service plan. The Queenstown Bank of Maryland Mobiliti™ App can be downloaded from the Apple and Google Play stores. Message and data rates apply.
Enrolling is easy! Simply visit the Apple or Google Play store and search for Queenstown Bank of Maryland. Our Mobiliti application should display in your search results. Download the application to your mobile device. When completed, log into the application with your existing Online Banking logon credentials. After accepting Queenstown Bank's Terms and Conditions for mobile banking, you are all set!
Using Short Message Service (SMS) text messaging, you can:
No smartphone required! All you need is a mobile device that is able to send and receive text messages. Most mobile devices are capable of sending and receiving text messages, so your phone is most likely compatible with Mobiliti™. Message and data rates apply.
Using the Mobile Browser Service, you can:
Don't have an Android or Apple device? No problem! You can still bank on your phone using the Mobile Browser Service. All you need is a mobile device with an Internet browser. A data service plan may also be required. During enrollment, Mobiliti™ will send you a website link via SMS text message that you will use to access the service. Message and data rates apply.
Is Mobiliti secure?
Mobiliti employs industry best practices with regards to security and offers the following security safeguards:
Queenstown Bank of Maryland encourages our customers to use best practices when using mobile devices.
Is my personal financial information stored on my phone?
No. Mobiliti™ does not save any files with personal or financial information on your mobile device. That information stays strictly within Online Banking. However, some phones (like BlackBerry and Android) have logo and branding files that are copied to the mobile device. Those files do not contain any personally identifiable information.
Which accounts can I access using Mobiliti?
You can access any account you have set up in Online Banking. During enrollment, you select which account you want to access via your mobile device. If at any time you wish to add or remove accounts from view in Mobiliti, simply log into Online Banking and click on "Manage Devices" in Options.
How current is the account and transaction information?
When you view your account balance, you see the current available balance in your account. When you view transactions history, you see the most recently posted transactions to your account. Pending transactions do not display.
Can I add more than one mobile phone?
Yes. You can enroll several mobile devices for Mobiliti. To add a new phone, simply log into Online Banking and click on "Manage Devices" in Options.
What if my phone number changes?
If your mobile number changes, no problem. Simply update your device information by logging into Online Banking and click on "Manage Devices" in Options.
What if my phone is lost or stolen?
If your mobile device is stolen, no one can access your account without knowing your password. To prevent unauthorized access to your account, you can deactivate your phone by logging into Online Banking and clicking on "Manage Devices" in Options.
How do I stop using Mobiliti on my phone?
To stop using Mobiliti, simply log into Online Banking and click on "Manage Devices" in Options.
What if I get a new phone?
Getting a new phone is no problem. All you have to do is log into Online Banking and click on "Manage Devices" in Options. From the device manager, you can resend any of the links needed and/or download the application again to install on your new phone.
Which phones can I use for Mobiliti?
Hundreds of models are supported including these major brands: iPhone, BlackBerry, HTC, LG, Motorola, Nokia, Pantech, Samsung, Sanyo and Sony Ericsson. Phones on a number of different operating systems are supported including, but not limited to, Android, BlackBerry, iOS, Symbian, Windows Mobile, Linux, Palm webOS and Maemo.
Which mobile service carriers support Mobiliti?
Mobiliti works on all major mobile service carriers in the U.S.: AT&T, Sprint, T-Mobile®, U.S. Cellular® and Verizon Wireless. Mobiliti also works on a number of the smaller service carriers, including but not limited to, Boost Mobile, Cricket Wireless, Metro PCS, Pioneer Cellular, Union Wireless and Virgin Mobile USA.
I have a prepaid plan, can I use Mobiliti?
Mobiliti works with most prepaid plans, but we cannot guarantee that your carrier supports standard U.S. short codes. T-Mobile® prepaid does not support short codes.